As a business owner, you probably understand the importance of protecting your employees from dangers and risks on the job. But were you aware that worker’s comp is required by law? Let Lukmar Insurance Services help you put the puzzle pieces together when it comes to workers compensation. We’ll find you affordable policies that can provide coverage for medical expenses, lost income/wages, rehabilitation costs, death benefits and more. Simply fill out the form below for a free quote and one of our dedicated account reps will contact you within one working day.
All organization that have employees are required by the State of California to carry Worker’s Compensation Insurance. Worker’s Comp Insurance is able to effectively provide disability and medical coverage for work-related illnesses as well as injuries that happen on the job. This definition includes both injuries and illnesses, including death, that result from a specific work-related happening or accident; and injuries or illnesses that occur over a period of time that are directly related to employment.
Worker’s Compensation is considered a “no fault” system. This means that employees who are legitimately injured as a result of their work receive benefits as set by law, regardless of whose fault the injury is attributed to.
This biggest myth about Workers Compensation is that you can’t really do a whole lot to control your Worker’s Comp premium. This is not true! At Lukmar Insurance Services, we have the experience, background, and resources not only to find you the best value in terms of current pricing, but more importantly we will assist you in the management of your current and past claims to reduce their negative impact on your experience modifier. By working closely with the employer, the insurance companies loss control department, and claims examiner, we strive to create savings that you can enjoy for many years to come!
Learn more about our services by requesting a quote. Simply fill out the form on the left! You can also speak with an agent by calling (800) 655-6440, by emailing us, or by filling out our quick contact form.