Umbrella liability insurance for small businesses, also known as excess liability insurance or commercial umbrella insurance, provides your business with additional protection when you exceed insurance limits on an underlying policy. For a single premium, umbrella liability or excess liability policies add an extra layer of protection to one or more of several other insurance policies you already have This includes employer's liability, general liability, and hired and non-owned auto liability policies. If you’d like to learn more about this type of coverage, fill out the form below now.